One in Four Brits Uninsured on Domestic Breaks

Beach huts at sunrise in Great Britain
Beach huts at sunrise in Great Britain

As staycations continue to rise in popularity, a survey of almost 2,000 Brits has revealed today that one in four holidaymakers leave themselves exposed to potential financial loss by not taking out a basic holiday insurance for UK breaks.

According to the research, commissioned by, 22 per cent of those polled didn’t think they would need cover for a UK trip and for almost one in ten (8 per cent), it isn’t even on the pre-holiday priorities list. When asked if they take out insurance for domestic breaks of two nights or more, these respondents admitted that they just don’t think to.

Paul Paddock, Head of Insurance Commerical at Holiday Extras, said:

“Many holidaymakers think travel insurance is primarily meant to cover unexpected and potentially overwhelming medical expenses abroad. While this is a true benefit, most basic policies also cover things such as cancellations and loss of personal possessions, even if the break is in the UK –  as long as it is at least a two-night stay. Taking out a basic insurance cover avoids the upset of having to pay for a stay that you didn’t get to enjoy for unexpected reasons. And the loss of your possessions on holiday is just likely to happen on a UK break as it is abroad.

“Interestingly, many respondents admitted they simply do not think about getting travel insurance which is easily done when you’re heading somewhere nearby or enjoying a spontaneous last minute getaway. This can be addressed by taking out an annual policy which covers holidaymakers in the UK, Europe and Worldwide”.


*Holiday Extras polled over 2000 holidaymakers from across the UK in July 2016.